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KS Bank, Inc.



About Us

For over 98 years KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mortgage products, and wealth management services through its Trust Division. KS Business Services includes not only deposit and loan products, but also payroll services, merchant card services, insurance services, cash management, electronic deposit, and remote deposit.

KS Bank corporate office is located in Smithfield, NC and operates nine financial centers in Johnston, Wake, Wilson, and Wayne Counties. A loan production office is located in Dunn, NC. Member FDIC / Equal Housing Lender.


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Rep/Contact Info

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Kelly Aycock
Relationship Manager - Selma
David Barber
City Executive
Brandon Barker
Commercial Relationship Manager - Smithfield
Wanda Blow
Human Resource Director
Dit Breault
Chief Operations Officer
Lee Byrd
Internal Auditor, VP
Doug Cockrell
Denise Elliott
Executive Administrator
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Hannah Keen
Cash Management Specialist
Harold Keen
Executive Vice Chairman
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Shannon Kirby
Office Manager/Relationship Banker
Geoff Kokiko
  • Phone: (919) 938-3119
  • Fax: (919) 938-2645
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Melissa Kramer
Lead Relationship Banker, AVP
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Chad Little
Credit Associate
Charles Marcom
  • Phone: (919) 938-3119
  • Fax: (919) 938-2645
Tracy McKinley
Tammy Mitchell
Business Development Officer
Tammy Oldham
Credit Analyst
John Parker
Credit Analyst
Haley Pinkowski
Marketing Manager, VP
Regina Smith
Chief Financial Officer
Brian Stewart
VP, Relationship Manager II
Justin Waddell
Credit Analyst
Heidi Watkins
Trust Operations Manager, AVP
Earl Worley
President & CEO
Tracie Worley
Mortgage Loan Originator

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