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KS Bank, Inc.



About Us

For over 98 years KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mortgage products, and wealth management services through its Trust Division. KS Business Services includes not only deposit and loan products, but also payroll services, merchant card services, insurance services, cash management, electronic deposit, and remote deposit.

KS Bank corporate office is located in Smithfield, NC and operates nine financial centers in Johnston, Wake, Wilson, and Wayne Counties. A loan production office is located in Dunn, NC. Member FDIC / Equal Housing Lender.


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Rep/Contact Info

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Kelly Aycock
Commercial Relationship Manager, SVP - Selma
David Barber
Commercial Relationship Manager, SVP - Goldsboro
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Brandon Barker
Commercial Relationship Manager, SVP - Smithfield
Dit Breault
Chief Operations Officer, EVP
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Lee Byrd
Internal Auditor, VP
Doug Cockrell
Credit Analyst, VP
Haley Daughtry
Marketing Manager, VP
Denise Elliott
Executive Administrator
Karen Jones
Lead Relationship Banker - Selma
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Hannah Keen
Retail Banking Officer, VP
Harold Keen
Executive Vice Chairman
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Shannon Kirby
Lead Relationship Banker, AVP - Kenly
Geoff Kokiko
EVP, Chief Banking Officer
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Melissa Kramer
Lead Relationship Banker, AVP - Smithfield
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Chad Little
Commercial Loan Portfolio Manager
Charles Marcom
Commercial Relationship Manager, SVP - Clayton
Tracy McKinley
IT Manager, SVP
Tammy Mitchell
Senior Retail Officer, SVP
Tammy Oldham
Senior Credit Analyst, SVP
John Parker
Chief Credit Officer, EVP
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Regina Smith
Chief Financial Officer, EVP
Brian Stewart
Relationship Manager, VP - Four Oaks
Mike Tidwell
Director of Human Resources
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Justin Waddell
Credit Analyst
Heidi Watkins
Trust Operations Manager, AVP
Earl Worley
President & CEO
Tracie Worley
Mortgage Banking Manager/Originator, VP