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First Benefits Insurance Mutual, Inc.



About Us

To fill a void in the workers’ compensation insurance market for small- and medium-sized businesses, in 1992 the North Carolina Retail Merchants Association (NCRMA) formed the NC Retail Self-Insurance.


  • Provides you with a competitive rate
  • Offers flexible payment plans
  • Created by NC business owners for NC business owners
  • Takes an aggressive claims management approach

Rep/Contact Info

Peg Pirrotta
Director of Agency Services